Singapore · Travel insurance

The differences, not the marketing

We read each insurer's official product materials and show you what genuinely sets each plan apart — every figure linked to its official source, so you can verify everything yourself — except where a document has no public address, and then the page says so and names the committed bytes instead.

Compare by what matters to you

Cancel for any reason — comparing the fine print
Standard trip cancellation only pays for listed reasons — illness, natural disaster, a death in the family…
Flight delays — which insurer pays out soonest?
Delays are the claim travellers actually make. What separates policies isn't the headline maximum but four things the…
Travel insurance after 70 — where the limits hold up
Most Singapore travel policies cut their medical cover sharply once a traveller turns 70, and at least one stops…
Travelling with a pre-existing medical condition — who covers what
Standard travel insurance excludes anything arising from a condition you already have. Singapore insurers close that…
Which travel insurers actually cover adventure activities?
Diving, skiing, trekking and bungee jumping sit in the gap between ordinary tourism and what standard travel insurance…
Which travel insurers offer the highest overseas medical cover?
A hospital stay in the United States or Japan can run past six figures, which is why the overseas medical limit is the…

Insurer product guides

Allianz Travel (single trip)
Three plans underwritten by Tokio Marine and sold under the Allianz Travel brand, with a large medical limit that drops sharply at 70.
Allianz Travel Protect
The largest fixed overseas medical limit for under-70s in our set — S$2 million — plus S$200,000 for travellers over 70 and search and rescue.
FWD Travel Insurance
Build-your-own cover — pay for the extras you actually need, with unlimited evacuation on every tier.
GREAT TravelCare (Great Eastern)
Pre-existing conditions and adventure activities covered on the upper tiers, and a single-trip limit of 182 days — the longest, though four others match it.
HL Assurance Travel Protect360
Unlimited evacuation on every tier and follow-up medical treatment in Singapore on all four plans.
Income Travel Insurance
Unlimited overseas medical on the top plan, and cancel-for-any-reason cover you can buy after booking — on a 50% co-payment and a S$7,500 cap.
MSIG TravelEasy Flex
3 plans · every published benefit read from the policy wording
Singlife Travel Insurance
Unlimited medical on the top tier, and an optional water-sports add-on that names its limits — 40 m diving if certified, 30 m if you are not.
Sompo Travel Insurance
Cashless outpatient care in Japan, plus lounge access after a 60-minute delay via Sompo Smart Delay — a value-added service, not a policy benefit.

Information only. We summarize insurers' published product information and link every fact to its source. This is not financial advice; verify details with the insurer before buying.

Spotted a mistake? Every figure here links to the document it came from, so tell us at niokmambi@gmail.com and we will re-check it against the source.