Singapore · Travel insurance
Singlife Travel Insurance
Unlimited medical on the top tier, and an optional water-sports add-on that names its limits — 40 m diving if certified, 30 m if you are not.
Highlights
Key coverage at a glance
| Coverage | Limit / benefit | Source |
|---|---|---|
| Overseas medical expenses | Adult up to 70 years old (and, on the medical sections, Child): S$250k / S$1mil / Unlimited (Lite / Plus / Prestige) | source: singlife.com · verified 2026-09-04 |
| Accidental death & disability | Adult up to 70 years old (and, on the medical sections, Child): S$100k / S$250k / S$500k (Lite / Plus / Prestige) | source: singlife.com · verified 2026-09-04 |
| Baggage loss or damage | S$3k / S$5k / S$8k (Lite / Plus / Prestige) | source: singlife.com · verified 2026-09-05 |
| Personal liability | S$250k / S$1mil / S$1500k (Lite / Plus / Prestige) | source: singlife.com · verified 2026-09-05 |
| Pre-existing conditions (add-on) | Optional add-on: overseas medical, evacuation + travel inconveniences for pre-existing conditions | source: singlife.com · verified 2026-08-14 |
Figures from the insurer's published materials; each row links its source. Verified 2026-08-14, 2026-09-04, 2026-09-05.
Who this plan suits
- Divers and winter-sports travellers who want published activity limits
- Frequent flyers with significant loyalty points at stake
- Travellers wanting an uncapped medical ceiling
Worth knowing before you buy
- The pre-existing conditions add-on is available only for single trips of up to 30 days. source: singlife.com · verified 2026-08-14
- Points-loss cover applies to the higher tiers, not Travel Lite; unauthorised card use is Prestige only. source: singlife.com · verified 2026-08-14
- Unlimited medical is the Prestige tier; Lite is capped at S$250,000. source: singlife.com · verified 2026-09-04
Singlife’s three tiers — Travel Lite, Travel Plus and Travel Prestige — climb steeply. Overseas medical runs from S$250,000 on Lite to uncapped on Prestige, and personal liability from S$250,000 to S$1.5 million.
What separates it from other plans with similar headline numbers is specificity around activities. Its adventure water sports cover names deep-sea diving to 40 metres, a figure most insurers leave to the policy wording. Winter sports cover includes equipment against loss, theft and damage.
The higher tiers protect loyalty points: frequent flyer points, hotel points and credit card points are covered on Plus and Prestige, and unauthorised card use is covered on Prestige, up to S$1,000.
Comparisons featuring this plan
Which travel insurers actually cover adventure activities?
Cancel for any reason — comparing the fine print
Which travel insurers offer the highest overseas medical cover?
Travelling with a pre-existing medical condition — who covers what
Information only. Summarized from Singlife Travel Insurance published materials with source links above. Policy terms, exclusions and eligibility apply — read the policy wording and verify with the insurer before purchase. Not financial advice.
Spotted a mistake? Every figure here links to the document it came from, so tell us at niokmambi@gmail.com and we will re-check it against the source.